The stock market experienced a downturn on July 21, with India's benchmark indices facing losses for the third consecutive session. The NSE Nifty 50 closed down by 143.05 points, or 0.57%, at 24,968.4, while the BSE Sensex fell by 501.51 points, or 0.61%, ending at 81,757.73. This decline marked a nearly four-week low for the Nifty index.

The GIFT Nifty indicated a lower start for the day, showing a decrease of 22.5 points at 25,010.5 as of early morning trading. The market's weakness was largely attributed to declines in banking and financial stocks ahead of significant earnings reports from major companies like Reliance Industries Ltd., HDFC Bank Ltd., and ICICI Bank Ltd.

In international markets, US stocks remained mostly unchanged due to mixed performances in technology and energy sectors despite an overall rise in consumer sentiment to a five-month high.

Asian markets showed varied results; Japanese and Australian stocks were down while South Korean shares rose slightly.

In commodities, oil prices remained stable after experiencing their first weekly drop of the month amid ongoing discussions regarding trade deals and efforts to limit Russian energy exports.

Key earnings reports were anticipated from several companies including Agi Greenpac and Havells India among others.

HDFC Bank reported its quarterly results with net interest income rising by 5% year-on-year but declining slightly quarter-on-quarter. Profit After Tax increased by 12% compared to last year but saw only a marginal rise from the previous quarter.

ICICI Bank also reported growth in net interest income and profit despite an increase in provisions compared to earlier periods.

Overall, the market faced challenges with significant attention on upcoming earnings reports that could influence future performance across various sectors.

Original article

Here is an analysis of the article's value to the reader:

Actionable Information: The article does not provide any immediate actions for readers to take. It informs about market movements and upcoming earnings reports but does not offer specific investment strategies or financial advice. There are no tools or resources mentioned that readers can directly utilize.

Educational Depth: It offers a basic understanding of the stock market's performance on a particular day and the factors influencing it. However, it lacks depth in explaining the underlying causes or providing a broader context. The article does not delve into the reasons behind the market's decline or the potential long-term implications.

Personal Relevance: The topic of the article, the stock market's performance, may be relevant to individuals who actively invest or have financial interests tied to these indices. For the general public, it may not directly impact their daily lives unless they have specific investments in these markets. The article does not explore how these market movements could affect people's financial planning or decision-making in the short or long term.

Public Service Function: The article does not serve an immediate public service function. It does not provide official warnings, safety guidelines, or emergency information. While it mentions market trends and upcoming earnings reports, it does not offer practical advice or tools to help readers navigate these changes.

Practicality of Advice: As the article does not provide any specific advice or strategies, there is no practicality to assess.

Long-Term Impact: The article's focus on short-term market movements and upcoming earnings reports does not offer insights or actions with long-term benefits. It does not encourage readers to consider sustainable financial practices or provide strategies for long-term wealth management.

Emotional or Psychological Impact: The article's tone is relatively neutral and does not induce strong emotions. It presents facts and figures without dramatic language. However, it also does not offer any psychological support or guidance to help readers navigate potential financial concerns or market volatility.

Clickbait or Ad-Driven Words: The article does not use sensational or clickbait language. It presents information in a straightforward manner without excessive hype or exaggeration.

In summary, the article provides a snapshot of the stock market's performance on a particular day and highlights upcoming earnings reports. While it offers some educational value by informing readers about market movements, it lacks depth, actionable advice, and long-term impact. It may be relevant to investors, but for the general public, it does not provide practical tools or strategies to navigate financial decisions or plan for the future.

"The stock market experienced a downturn on July 21, with India's benchmark indices facing losses for the third consecutive session."

This sentence uses a passive voice construction to describe the market's decline. By saying "experienced a downturn," it implies that the market itself is the subject of the action, rather than actively causing or being responsible for the losses. This passive language can shift blame away from specific entities or individuals and present the market's performance as an uncontrollable force.

The text primarily conveys a sense of concern and apprehension regarding the stock market's performance and the potential impact of upcoming earnings reports. This emotion is evident throughout the narrative, especially when describing the market's downturn and the anticipated challenges.

The opening sentence sets the tone, expressing worry about the consecutive losses experienced by India's benchmark indices. The use of words like "downturn," "losses," and "decline" paints a picture of a market in trouble, which is further emphasized by the mention of a "nearly four-week low" for the Nifty index. This language is designed to capture the reader's attention and convey the seriousness of the situation.

The text then attributes the market's weakness to specific sectors, namely banking and financial stocks, ahead of significant earnings reports. This detail adds a layer of complexity to the emotion, suggesting that the concern is not just about the overall market performance but also about the potential impact on individual companies and sectors. The anticipation of these reports creates a sense of uncertainty and potential risk, which is a key driver of the emotion expressed in the text.

The international and Asian market sections provide a broader context, showing that the concerns are not isolated to India but are part of a global trend. The mixed performances and stable oil prices further emphasize the uncertain and volatile nature of the market, adding to the overall emotion of apprehension.

The key earnings reports section provides specific examples of companies facing challenges, with HDFC Bank and ICICI Bank both showing mixed results. This detail personalizes the emotion, bringing it down to the level of individual companies and their performance, which could potentially impact investors and stakeholders.

The overall effect of these emotions is to create a sense of caution and awareness among readers. The writer uses emotional language and specific details to highlight the potential risks and challenges, which could influence readers' perceptions and decisions regarding their investments or interest in the market.

To persuade readers, the writer employs a range of techniques. They use precise language to describe the market's performance, such as "consecutive losses" and "nearly four-week low," which creates a sense of urgency and emphasizes the severity of the situation. The repetition of words like "decline" and "down" throughout the text further reinforces the negative emotion.

The writer also tells a story, providing a narrative arc that begins with the market's downturn, builds tension with the anticipation of earnings reports, and then provides specific examples of companies' performances. This storytelling technique engages the reader and makes the information more relatable and memorable.

By using emotional language and persuasive techniques, the writer effectively guides the reader's reaction, steering them towards a cautious and attentive mindset regarding the stock market's performance and the potential impact of upcoming earnings reports.